Oxbridge Insurance Brokers Ltd
Effective Date: 2025
Oxbridge Insurance Brokers Ltd (“we”, “our”, “us”) is committed to protecting the privacy, confidentiality, and security of personal data entrusted to us. This Privacy Policy explains how we collect, use, store, and protect your information when you interact with our services, website, and insurance brokerage operations.
1. Contact Information
If you have any questions regarding this Privacy Policy, you may contact us at:
Email: inf0@0xbridgeinsurance.com
2. Information We Collect
We may collect the following types of personal and business information:
- Full name
- Contact details (phone number, email address, postal address)
- Identification information (where required for insurance processing)
- Financial and payment information
- Insurance-related information (policy details, claims history, risk data)
- Communication records (emails, inquiries, messages)
- Website usage data (cookies, IP address, device information)
3. How We Use Your Information
We use your data to:
- Provide insurance brokerage and advisory services
- Prepare and manage insurance quotations and policies
- Process claims and policy administration
- Communicate with clients and respond to inquiries
- Comply with legal and regulatory obligations
- Improve our services and customer experience
- Prevent fraud, unauthorized access, and financial crime
4. Legal Basis for Processing
We process personal data based on:
- Your consent
- Contractual necessity (insurance services)
- Legal and regulatory obligations
- Legitimate business interests
5. Data Protection and Security
We implement strict security measures to protect your personal data, including:
- Secure servers and encrypted systems
- Restricted access to authorized personnel only
- Regular security monitoring and updates
- Confidential handling of all client information
- Internal data protection controls and policies
Despite our efforts, no digital system is completely secure, but we continuously improve our safeguards.
6. Data Sharing and Disclosure
We do not sell personal data. However, we may share information with:
- Insurance underwriters and partners
- Regulatory authorities (when required by law)
- Service providers assisting in operations
- Legal or compliance bodies when necessary
All third parties are required to maintain confidentiality and data protection standards.
7. Data Retention
We retain personal data only for as long as necessary to:
- Fulfil insurance and contractual obligations
- Comply with legal requirements
- Resolve disputes and enforce agreements
After this period, data is securely deleted or anonymized.
8. Your Rights
You have the right to:
- Access your personal data
- Request correction of inaccurate information
- Request deletion (subject to legal obligations)
- Object to certain processing activities
- Withdraw consent where applicable
9. Cookies and Website Tracking
Our website may use cookies to:
- Improve user experience
- Analyze website traffic
- Remember user preferences
You can disable cookies through your browser settings.
10. Third-Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices or content of third-party websites.
11. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on our website with an updated effective date.
12. Consent
By using our services, you agree to the terms outlined in this Privacy Policy.
